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About the firm

Numbers with a point of view.

PM Joshi & Associates is a Pune-based financial advisory practice serving business owners who want more than compliance — they want direction.

We began as a taxation and accounting practice and grew with our clients. As their businesses became larger, the questions changed: not just “is the return filed?”, but “where is the margin going?”, “can we fund this expansion?”, “how much cash will we actually have in March?”.

That is why our front-end offering today is Virtual CFO advisory, backed by the full compliance capability the firm has always had — GST, Income Tax, registrations, accounting and audit support.

Our clients stay with us because the advice is practical. We work inside the realities of an owner-run business: limited time, real cash constraints, and decisions that cannot wait for a quarter-end report.

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Based in

Office No. 7, Balaji Palace, Pandhari Nagar, Kharadi, Pune – 411014

Experienced financial professionals
Practical business-focused advice
Tax & financial planning under one roof
Timely compliance
Business funding assistance
Personalized advisory
Transparent communication
Long-term business relationships
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